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Consultants + freelancers → Dog walkers

Eleven walks today.Also 46 deductible miles.

Short trips, cash-feeling payouts, and a platform that keeps 20% before you ever see the money. The tax math on pet care is small per job and very large per year.

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20%the typical platform service fee
15.3%self-employment tax on what's left
3–8short drives a day that nobody logs
Keep more of it

A $30 walk is not $30.

The platform takes its service fee. Then self-employment tax takes 15.3% of your net. Then income tax. Walkers who don't track mileage are handing back the one deduction that would have offset most of it.

Client pays
The rate shown in the app
You receive
After the platform's service fee
You keep
After SE tax, income tax, gear, and gas
Know what you owe

It feels like side money. The IRS disagrees.

Pet care income is self-employment income from the first booking. There's no withholding, no employer match, and no reminder — just four quarterly deadlines and a return in April.

What
How much
Why it matters
Self-employment tax
15.3% on net
Applies whether you walk two dogs a week or twenty a day
Income tax
Your bracket
Stacks on top, especially if you also have W-2 income
Quarterly estimates
Four times a year
Required once you expect to owe roughly $1,000 or more
Find deductions

Every deduction you've earned

Mileage between back-to-back clients is the single most under-claimed deduction in this category. Six short drives a day is a five-figure deduction over a year, and almost nobody captures it.

Mileage between clients

Every drive from one booking to the next. Short trips, tracked all year, are the whole game.

Supplies

Leashes, harnesses, waste bags, treats, toys, towels, and cleaning products.

Insurance and bonding

Liability coverage and bonding beyond what a platform provides.

Certifications

Pet first aid and CPR, handling and behavior training, background check fees.

Phone and scheduling tools

Business-use share of your phone, plus GPS tracking and scheduling software.

Branded gear

Shirts, jackets, and signage with your business name — not everyday clothing.

Home boarding costs

If you board at home, the share of home expenses tied to that use.

Platform service fees

The cut Rover or Wag takes before payout is a deductible business expense.

Avoid surprises

Fewer forms. Same tax bill.

The rules changed for 2026. The 1099-NEC threshold moved from $600 to $2,000, and the 1099-K threshold went back to $20,000 and more than 200 transactions.

With the 1099-NEC threshold now at $2,000 and the 1099-K threshold at $20,000 with 200 transactions, most part-time walkers will receive no tax form at all. The income is still fully reportable. No form does not mean no obligation.

The rule that didn't move: all income is reportable whether or not a platform sends you a form. If your books are the only record, your books had better be right.

Stay ahead all year

Tax season stops being an event

Here's what the year looks like when someone else holds the calendar.

Every monthBooks reconciled, income categorized across every platform you earn on, deductions captured while you still remember them.
Every quarterEstimated payment calculated from your real numbers — not a guess, not last year's income — with a reminder before it's due.
Mid-yearA strategy check: entity structure, retirement contributions, and whether an S-Corp election is worth making.
JanuaryEverything is already organized. No shoebox, no scrolling six apps for payout histories.
File with confidence

Filed by people who know your work

Prepared by licensed CPAs and EAs who handle dog walkers & pet sitters constantly — not a seasonal preparer meeting your situation for the first time.

📒

Built from real books

Your return comes out of reconciled monthly records, so nothing is reconstructed from memory in March.

CPA review

On the Professional plan, a CPA reviews the return before it is filed.

🛡️

Audit defense

Included on the Professional plan, so a notice is a phone call rather than a crisis.

Get help when you need it

A whole team in your corner

Tax Hotline access on every plan. Ask before you sign the deal, buy the equipment, or take the write-off.

📊

Bookkeeper

Keeps your records clean and current so you always know where you stand.

💡

Tax Advisor

Builds the year-round strategy that shrinks the bill through planning, not scrambling.

✍️

CPA / EA

Files accurately and on time, claiming every deduction you have earned.

🔔

Engagement Manager

Keeps everything on track and nudges you when we need something.

Book a free tax savings consultation

Where walkers and sitters find clients

The platforms you already use

We handle the tax side of whatever they pay you.

From the blog

Written for people who earn this way

Deductions

The mileage nobody logs

Six short drives a day between bookings is thousands of deductible miles a year. Start counting.

Forms

What Rover actually reports to the IRS

Service fees, gross bookings, and which number belongs on your return.

Forms

No 1099 this year? Still taxable.

The thresholds moved for 2026. Part-time sitters are the most affected — and the most exposed.

Read the dog walkers & pet sitters blog →

Keep more of what
you already earn.

A bookkeeper, a tax advisor, and a CPA who work with dog walkers & pet sitters every day. LLC setup and EIN included. Plans start at $19/month.

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