Miles to showings and closings
Driving to listings, showings, and closings is business mileage. Log it, or your actual vehicle costs, sticking to one method.
Tax support for real estate agents
You close the deals.
Let’s close the gap
on your taxes.
Gross commission isn't take-home. Between splits, desk fees, marketing, and miles to every showing, we help agents find their real number and get answers from a real tax expert.
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Every closing, every cost.Tracked from listing to keys.
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$7,000+average client tax savings per year
40,000+tax returns prepared every year
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Your commission income,
clearly accounted for.
Less time sorting closing statements.
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Real tax experts behind your planMake sense of your splits
See gross commission, brokerage splits, and fees side by side, so your 1099 and your take-home finally match up.
Track miles to every showing
Showings, open houses, inspections, and closings add up. Keep your business miles in one place.
Ask a tax expert
Get real answers about your 1099, deductible costs, and whether a different business structure could help.
Plan around uneven paydays
Commissions arrive when deals close. Plan estimated payments around your pipeline, not the calendar.
Possible deductions you could write off
Closing deals costs money.
Keep every receipt working.
From the miles to every showing to the photos on every listing,
selling real estate comes with costs worth reviewing.
Desk fees and brokerage charges
Desk fees and charges your brokerage bills you may be deductible. Check whether they were already taken out before your 1099, so you count them once.
Listing marketing
Photography, signs, online ads, and staging for your listings are often an agent's biggest costs after mileage.
License, MLS, and association dues
License renewals, MLS access, and association memberships you need to practice are worth tracking every year.
CRM and transaction software
Lead management, e-signature, and transaction tools you pay for to run your business may qualify.
E&O insurance and lockboxes
Errors and omissions coverage, lockboxes, and other showing equipment can be ordinary costs of selling homes.
Real estate agents Tax Savings Calculator
Find potential savings from your commission income
Adjust your numbers
W-2 income changes the federal tax comparison on the right. The illustrative expense gap stays the same, and tax savings examples may stay flat when the applicable rates do not change.
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Select an expense, then enter how much you spent on it this year.
7 ideas to review- Business miles, or actual car costs. Choose the method that applies; do not add both.
- Fees your brokerage bills you, if not already netted out.
- Photography, signs, ads, and staging for your listings.
- Renewals and memberships you need to practice.
- Tools for leads, contracts, and e-signatures.
- Professional coverage and showing equipment.
- Have other costs for your 1099 work that are not listed? Add their total here for review.
Only amounts you enter affect the comparison. Check eligibility, business use, and records with a tax expert.
Potential expense gap to review to maximize savings
$—
compared with a category assumption
This potential write-off opportunity uses an illustrative category expense benchmark. Actual tax savings depend on what qualifies.
Enter your estimated 1099 income to see a potential expense gap.
Gross 1099 income$—
Illustrative category benchmark$—
Illustrative expense gap$—
$0$—
Entered: $—Unreviewed comparison: $—
Turn potential savings into a plan with 
Find the deductions you may be missing.
1099vibe helps you identify business write-offs, organize receipts and records, and get tax expert-informed guidance so you can keep more of what you earn.
How the estimate works and what it leaves out
The benchmark uses the midpoint of the category ranges supplied for this calculator. The featured expense gap is the benchmark minus entered review amounts, floored at zero. It is an illustrative comparison, not tax savings or proof that any additional costs exist. These are product assumptions, not IRS expense averages for individual occupations. A zero gap does not mean you have no deductible expenses.
The two supporting federal savings examples compare simplified 2026 federal income and self-employment tax before and after a hypothetical additional expense amount. That amount is the smaller of the remaining expense gap, 10% of gross 1099 income, and positive business profit after entered review amounts. Entered amounts are treated as qualifying solely for this illustration. The model uses the standard deduction, 2026 brackets, 92.35% net self-employment earnings, the 2026 Social Security wage base, Medicare tax, and a simplified additional Medicare tax. The two outcomes use a basic 20% qualified business income assumption and no QBI assumption. They are not bounds on actual savings. Your W-2 amount is treated as an approximation of both income-tax wages and Social Security wages; if those amounts differ, the result will change. For joint filers, the spouse W-2 amount affects household income tax and the additional Medicare threshold, but does not reduce your personal Social Security wage base.
This is not a full tax return. It does not calculate itemized deductions, credits, other income, the detailed qualified business income limits, alternative minimum tax, state tax, payroll details, business entity choice, or every special tax rule. Checked ideas without entered amounts do not affect the calculation. Entered costs still require documentation and eligibility review. Vehicle mileage and actual vehicle costs for the same vehicle cannot simply be added together. Some rental activity belongs on Schedule E and may not be subject to self-employment tax.
Sources: 2026 brackets and standard deduction, self-employment tax, 2026 Social Security wage base, qualified business income, and Schedule C instructions.
Let’s get your books listing-ready
From first showing to filed return.
Get your real estate finances organized.
Real support through every closing.
Start your free trial
Create your account and gather your 1099 from your brokerage, closing statements, and receipts for marketing and dues.
- Gather your commission records
- See what your plan includes
Meet with a tax expert
Review your splits, fees, and mileage, and ask whether a different business setup could lower your taxes.
- Schedule your onboarding call
- Get an agent-focused checkup
Grow with clean books
Track every closing and cost as you go, so a busy season doesn't turn into a messy tax season.
- Track miles and marketing
- Stay ready for quarterly payments
Spend 15 days finding your real take-home number.
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Questions agents ask
Real estate taxes,
without the fine print.
Your commissions, your splits,
and what to keep track of.
Am I self-employed if I work under a brokerage?
Most agents are. The IRS treats licensed real estate agents as statutory nonemployees, self-employed for federal tax, when substantially all of their pay comes from sales rather than hours worked and they work under a written contract saying they won't be treated as employees.
My 1099 shows my side of the split. Can I still deduct desk fees?
Fees your brokerage charges you are generally deductible, but only once. Compare your 1099 with your commission statements to see which fees were already taken out and which were billed to you.
Can I deduct the miles I drive to showings?
Driving for listings, showings, and closings may be deductible using the standard mileage rate or your actual car costs. A log that separates business and personal trips is what supports it.
How do I pay taxes when commissions are uneven?
When you expect to owe $1,000 or more for the year, the IRS generally expects estimated payments. Setting aside a share of each commission as it closes keeps a slow quarter from becoming a problem.
Should I set up an LLC or an S corporation?
It depends on your numbers and your state. Your tax expert can review your commissions and costs, and if an LLC would lower your taxes, we can set it up for a separate, one-time charge.